Before a personal injury case can be settled, a lot of time-consuming steps still have to be taken. As a result, it can take a long time before you are entitled to compensation as a victim. However, that does not mean that you have to advance all costs yourself. Sometimes this is also not possible. In that case, a personal injury lawyer can choose to request advance payments. In most situations, the insurance company of the counterparty will also agree to this. After all, they know better than anyone that personal injury claims can take a very long time. But why should this actually take so long? In this article, we cover the 5 most common reasons.
- The assessment of the medical situation
If you have sustained personal injury during an accident , you will likely engage an personal injury attorney to claim damages. However, it must be clear what exactly the damage is. This can involve both physical and mental injuries. The doctors must assess to what extent the victim can or cannot recover and what the costs will be. That costs a lot of time. Compensation can only be settled if the medical situation has been fully assessed. Sometimes this takes months to even years.
- Different parties
During a personal injury case, many parties will be involved. Think not only of the victim, but also of the counterparty, insurance company and the doctors who treated the victim. Usually the speed of correspondence between insurers, doctors and the various parties is slow. This can cause the file to stand still for a long time.
- Acknowledgment of liability
In the most favorable situation, the perpetrator will immediately confess liability and the claim can be settled relatively easily. Most of the time, however, we see discussions about the degree of involvement in the accident. For example, is the counterparty really responsible or can the victim also be blamed? We often see that insurers raise a lot of discussion points and do not want to fully compensate the damage claim. In that case, a lot of evidence will have to be provided before the matter can be settled completely. This takes a lot of time.
As soon as all steps in the personal injury case have been taken, a payment can be made. This may sound easy. However, do not count on the compensation to be directly credited to your account. Even now, the entire process requires a lot of patience from the victim. The case must first go through all kinds of links before payment will be made. Sometimes payment of compensation can take months or even years.
In the meantime, the file cannot be closed and questions continue to be asked. As long as the payout is not paid, uncertainty remains.
- Legal proceedings
The personal injury lawyer will first try to make a deal with the insurance company of the counterparty. Ideally, there will be little to no problems here and cooperation will be swift. Sometimes, however, the lawyer is not able to agree with the insurance company at all. In that case, it is possible to opt to initiate legal proceedings. This also takes a lot of time.